| 379.005. | Definitions. |
| 379.010. | Number of incorporators required--classes of insurance--capital and |
| | surplus requirements, phase-in. |
| 379.017. | Combined risk policies authorized--single premium may be lower than |
| | aggregate coverage rates. |
| 379.025. | Plans for formation of companies--name--prohibitions. |
| 379.030. | Declaration preliminary to organizing. |
| 379.035. | Articles of incorporation for stock companies. |
| 379.040. | Declaration, approval, filing--certificate of |
| | incorporation--subscription of stock. |
| 379.050. | Examination and certification of stocks, by whom. |
| 379.055. | Director to give certificate--to be filed--evidence. |
| 379.060. | Charter of mutual companies. |
| 379.065. | Organization of corporation--procedure--fee. |
| 379.070. | Director to examine subscriptions, policyholders' surplus. |
| 379.075. | Authority to commence business, when, how issued. |
| 379.080. | Capital and surplus of stock or mutual company, investments |
| | authorized--violation, penalty. |
| 379.082. | Property and liability companies, assets--requirements, standards. |
| 379.083. | Insurer investment in investment pools permitted, |
| | when--limitations--custodial and pooling agreements. |
| 379.085. | Mutual companies doing fire and marine business, agreements and |
| | securities--violation, penalty. |
| 379.090. | Premium notes, how payable. |
| 379.095. | Assessment of premium notes. |
| 379.098. | Securities to be deposited by all companies, kind and amount. |
| 379.100. | Director to receive deposits. |
| 379.102. | Unearned premium and loss reserves, maintained as liabilities. |
| 379.105. | Annual reports--contents. |
| 379.110. | Definitions. |
| 379.112. | Provisions of policy covered. |
| 379.114. | Reasons for cancellation. |
| 379.116. | Refusal to insure or exclusion of named persons, when. |
| 379.118. | Notice of cancellation and renewals, due when. |
| 379.120. | Explanation of refusal to write a policy, how given, contents. |
| 379.121. | Definitions. |
| 379.122. | Refusal to issue policy based on the lack of prior motor vehicle |
| | coverage prohibited, when. |
| 379.123. | Violation deemed unfair trade practice. |
| 379.124. | (Transferred 2004; now 379.121) |
| 379.125. | Reinsurance. |
| 379.126. | (Transferred 2004; now 379.122) |
| 379.127. | (Transferred 2004; now 379.123) |
| 379.130. | Insurance claims, percentage of fault not to be assigned based solely |
| | on operation of a motorcycle. |
| 379.140. | Company not to deny value--full amount of policy to be paid. |
| 379.145. | Property insured in more than one company. |
| 379.150. | Partial loss--option with insured. |
| 379.155. | Coinsurance provisions declared void--exception. |
| 379.160. | Form of policy to be filed--coinsurance clause. |
| 379.165. | Construction of warranties of fact made in application. |
| 379.170. | Construction of warranties of fact incorporated in policy. |
| 379.175. | Evasion of sections prohibited. |
| 379.180. | Adjustments and examination of books to be made at place of loss. |
| 379.185. | After notice of loss, company to furnish blanks. |
| 379.190. | Failure to furnish blank forms deemed waiver. |
| 379.195. | Accident insurance liability fixed, when--cancellation prohibited. |
| 379.200. | Judgment creditor may collect insurance, when. |
| 379.201. | Motor vehicle policies to include coverage of owner and vehicle |
| | loaned for demonstration or during repairs. |
| 379.203. | Automobile liability policy, required provisions--uninsured motorist |
| | coverage required--recovery against tort-feasor, how limited. |
| 379.204. | Underinsured motor vehicle coverage, construction of policy. |
| 379.205. | Mutual companies other than life and fire insurance. |
| 379.210. | Articles of incorporation shall specify what. |
| 379.215. | Name must contain the word "mutual". |
| 379.220. | Submitted to director--proof of publication--certificate may be |
| | issued--amendment of articles. |
| 379.225. | Company to have legal existence from date of certificate--insurance |
| | in force, when. |
| 379.230. | Contracts of insurance and reinsurance. |
| 379.235. | License required--conditions to be complied with. |
| 379.240. | Who may hold policies. |
| 379.245. | Voting power of members. |
| 379.250. | Premiums. |
| 379.255. | Assets, how invested. |
| 379.257. | Deposit of securities required of mutual companies other than life |
| | and fire. |
| 379.260. | Reserves. |
| 379.263. | Mutual companies other than life and fire to file statement of |
| | affairs, when. |
| 379.265. | Assessments to meet reserve deficiencies. |
| 379.270. | Director may advance money. |
| 379.275. | Policies need not be countersigned--conditions. |
| 379.290. | Tax to be paid upon premiums. |
| 379.295. | Returns and assessment to be made by director--collection and |
| | disposition of tax by the director of revenue. |
| 379.300. | Failure to make return--director to proceed. |
| 379.316. | Scope of act (section 379.017 and sections 379.316 to 379.361). |
| 379.318. | Rates, how made. |
| 379.321. | Rating plans to be filed with director, when--informational filings. |
| 379.323. | Rating organization defined--license, application for, |
| | contents--subscribers, how treated. |
| 379.326. | Deviation, how filed, effective when--open to public inspection. |
| 379.328. | Advisory organization defined--required filings--hearings on |
| | activities, discontinuance orders. |
| 379.331. | Joint underwriting regulated--hearings, discontinuance order, when. |
| 379.333. | Insurers may act in concert to make rates. |
| 379.336. | Insurers with common management may act in concert to make rates. |
| 379.338. | Agreement to adhere prohibited, exception. |
| 379.341. | Exchange of information approved. |
| 379.343. | Examinations by director, when, how conducted, cost how paid. |
| 379.346. | Examination, purpose of--hearing--order. |
| 379.348. | Review of rate, rating plan or system, how obtained. |
| 379.351. | Approval by director of rules and plans, when--exchange of information |
| | with director--director may make rules and regulations. |
| 379.353. | Withholding of information or giving false or misleading information |
| | prohibited, penalty. |
| 379.356. | Excessive premiums and rebates prohibited. |
| 379.359. | Commissions paid to brokers or agents not affected. |
| 379.361. | Violations, penalties. |
| 379.362. | (Repealed L. 2002 H.B. 1468 § A) |
| 379.420. | Citation of law. |
| 379.425. | Law applicable to certain classes of insurance--exceptions. |
| 379.430. | Insurers may act in concert with respect to rates. |
| 379.435. | Rating organization defined. |
| 379.440. | Rating organization must be licensed--who may apply--content of |
| | application. |
| 379.445. | Requirements to obtain and retain license. |
| 379.450. | Director to grant or deny license. |
| 379.455. | Advisory organizations. |
| 379.460. | Joint underwriting groups. |
| 379.465. | Exchange of information--agreement to rates. |
| 379.470. | Provisions governing rates. |
| 379.475. | Director to examine--powers--cost--director may accept examination by |
| | other state. |
| 379.480. | Purpose of examination--hearing--orders. |
| 379.485. | Penalties for failure to comply--powers of director. |
| 379.490. | May use rating plans or systems. |
| 379.495. | Payment of dividends not regulated. |
| 379.500. | Freedom of contract for fees not restricted. |
| 379.505. | Hearings on orders--notice--rules of pleading and |
| | evidence--review--effective date of order. |
| 379.510. | Penalty for violation of orders. |
| 379.515. | May reorganize and extend corporate existence. |
| 379.520. | Content of articles of association. |
| 379.525. | Additional requirements for articles of association. |
| 379.530. | Special meeting to be called--notice. |
| 379.535. | Propositions for reorganization and extension of corporate existence |
| | to be voted on. |
| 379.540. | Articles to be acknowledged and declaration of proceeding to be made. |
| 379.545. | Duty of director. |
| 379.550. | Board to accept certificate--file with secretary of state--fee--new |
| | board--notify director. |
| 379.555. | Examination of company and certificate to do business. |
| 379.560. | Value of equitable interests of nonassenting stockholders or |
| | policyholders to be paid to them. |
| 379.565. | Suit in circuit court to determine value. |
| 379.570. | Publication of notice--proceedings. |
| 379.575. | Who may appear--proceedings, how governed. |
| 379.580. | Costs--by whom paid. |
| 379.585. | Company having special charter may accept general insurance laws. |
| 379.590. | Content of articles of association. |
| 379.595. | Additional requirements of articles of association. |
| 379.600. | Special meeting to be called--notice. |
| 379.605. | Proposition to surrender to be voted on. |
| 379.610. | Acknowledgment and declaration to be made. |
| 379.615. | Duty of director. |
| 379.620. | Acceptance by resolution of directors. |
| 379.625. | Certificate to do business. |
| 379.650. | Exchange of reciprocal or interinsurance contracts authorized--classes |
| | of insurance allowed. |
| 379.660. | Contracts to be executed through attorney in fact. |
| 379.670. | Application for license, contents--requirements. |
| 379.680. | Service of process on director--method. |
| 379.690. | Statement of condition and affairs may be required by |
| | director--restriction on liability of members. |
| 379.700. | Reserves required. |
| 379.710. | Surplus required--claim reserve fund--phase-in of requirements. |
| 379.720. | Deficiency how made up--net premium and deposit defined. |
| 379.730. | Annual statement of financial condition required. |
| 379.740. | Corporations generally empowered to become subscribers. |
| 379.750. | Certificate of authority from director required--license may be |
| | revoked or suspended--renewal. |
| 379.770. | Mergers or consolidation of reciprocal exchanges or interinsurers. |
| 379.780. | Exemption from other insurance laws except retaliatory law, and |
| | certain enumerated sections. |
| 379.790. | Penalty for acting without legal authority. |
| 379.800. | Sections 374.030 to 379.790 intended as a continuation of existing |
| | law. |
| 379.808. | Insurance policies on certain real property--beneficiary deemed |
| | insured, duration, others covered not affected, when. |
| 379.810. | Program established. |
| 379.815. | Definitions. |
| 379.820. | Inspections and reports. |
| 379.825. | Issuance of policy, when--appointment of liability |
| | assumed--expenses--limits on liability. |
| 379.830. | Procedure after inspection and submission. |
| 379.835. | Joint reinsurance association. |
| 379.840. | Standard policy coverage and rating procedure. |
| 379.845. | Cancellation or nonrenewal. |
| 379.850. | Right of appeal. |
| 379.855. | Commissions. |
| 379.860. | Administration of program--governing committee, members, vacancies. |
| 379.865. | Annual and special meetings. |
| 379.870. | Duties of the committee. |
| 379.875. | Statistics to be kept, reports. |
| 379.880. | Public education. |
| 379.882. | Definitions for sections 379.882 to 379.886. |
| 379.883. | Policy cancellation or nonrenewal requirement of sixty days prior to |
| | notification--notice content. |
| 379.884. | Policyholder's right to history of policy, when. |
| 379.885. | Proof of mailing notice of cancellation or nonrenewal. |
| 379.886. | Cancellation or nonrenewal of entire line or class of insurance |
| | requires ninety days' prior notice to director. |
| 379.888. | Definitions for sections 379.888 to 379.893--notice to insured, |
| | when--department to notify insurers. |
| 379.889. | Rates not to be excessive, inadequate, or unfairly |
| | discriminatory--unfair discrimination defined. |
| 379.890. | Rates, rate plan or rate system filing, when--required actuarial data. |
| 379.893. | Rules and regulations on modification of rate base, authority of |
| | director--procedure. |
| 379.895. | Annual report by commercial casualty insurance |
| | companies--form--content of report--exceptions. |
| 379.900. | (Transferred 1988; now 354.700) |
| 379.901. | Prepaid service plan defined--agent soliciting memberships to |
| | be licensed insurance agent. |
| 379.902. | (Transferred 1988; now 354.702) |
| 379.904. | (Transferred 1988; now 354.704) |
| 379.905. | (Transferred 1988; now 354.705) |
| 379.907. | (Transferred 1988; now 354.707) |
| 379.910. | (Transferred 1988; now 354.710) |
| 379.912. | (Transferred 1988; now 354.712) |
| 379.915. | (Transferred 1988; now 354.715) |
| 379.917. | (Transferred 1988; now 354.717) |
| 379.920. | (Transferred 1988; now 354.720) |
| 379.921. | (Transferred 1988; now 354.721) |
| 379.922. | (Transferred 1988; now 354.722) |
| 379.923. | (Transferred 1988; now 354.723) |
| 379.925. | (Transferred 1988; now 354.725) |
| 379.930. | Small employer health insurance availability act--definitions. |
| 379.932. | Applicability of act, conditions--treatment as single carrier or |
| | separate carrier--ceding agreements prohibited, when. |
| 379.934. | Establishment of class of business, reasons--number of classes that |
| | may be established--promulgation of rules for period of |
| | transition--establishment of additional classes. |
| 379.936. | Premium rates, subject to conditions--no transfer out of class of |
| | business--disclosure required, contents--rating and renewal |
| | records required to be kept. |
| 379.938. | Renewability, exceptions--carrier not renewing prohibited from writing |
| | new business in market, when--application of section in certain |
| | geographic areas. |
| 379.940. | Carriers to offer all health plans in market--health benefit plans, |
| | requirements--exclusion of coverage for certain employees. |
| 379.942. | (Repealed L. 2007 H.B. 818 § A) |
| 379.943. | (Repealed L. 2007 H.B. 818 § A) |
| 379.944. | (Repealed L. 2007 H.B. 818 § A) |
| 379.946. | Board report, contents, recommendations. |
| 379.948. | Certain law not to apply to basic health benefit plan. |
| 379.950. | Director to promulgate rules, procedure. |
| 379.952. | Carriers to market plan coverage--agent or broker, prohibited |
| | activities, exception--variance in compensation prohibited, |
| | exceptions--carriers, prohibited activities--denial of |
| | application, requirements--penalty--applicability to third party |
| | administrators. |
| 379.975. | Insurer to provide information, when. |
| 379.978. | Written disaster plan, insurer to develop, contents. |
| 379.980. | Reorganization of domestic mutual insurance company, authority. |
| 379.982. | Formation of holding company, application--shareholder |
| | approval--issuance of shares. |
| 379.985. | Member's interest--nontransference of membership--immunity from |
| | liability--assessments, not imposed--security, membership interest. |
| 379.987. | Nonapplicability of certain provisions of insurance holding companies |
| | law--incorporation of mutual holding company, authority, |
| | approval--powers of mutual holding company, engaging in business |
| | of insurance, no authority, affiliation and merger agreements. |
| 379.988. | Mutual holding company subject to supervision of director, dissolution |
| | or liquidation--demutualization. |
| 379.1300. | Definitions. |
| 379.1302. | Licensure--prohibited acts--requirements for conducting |
| | business--application requirements. |
| 379.1304. | Adoption of a name, deceptive practice. |
| 379.1306. | Capital and surplus requirements. |
| 379.1308. | Approval for payment of dividends required. |
| 379.1310. | Incorporation as a stock insurer permitted, when. |
| 379.1312. | Reports required. |
| 379.1314. | Inspections, when. |
| 379.1316. | Suspension or revocation of licensure, when. |
| 379.1318. | Investment requirements, compliance with. |
| 379.1320. | Reinsurance may be provided, when. |
| 379.1322. | Rating organizations, company not required to join. |
| 379.1324. | Prohibitions on joining or contributing to certain entities and funds. |
| 379.1326. | Premium tax imposed, amount, procedure. |
| 379.1328. | Rulemaking authority. |
| 379.1330. | Inapplicability of insurance laws to captive insurance companies. |
| 379.1332. | Promotion of captive insurance, moneys from dedicated insurance fund |
| | to be used. |
| 379.1336. | Insurance reorganization, receivership and injunctions |
| | provisions--applicability to captive insurance companies. |
| 379.1338. | Standards for risk management of controlled unaffiliated business. |
| 379.1339. | Conversion to reciprocal insurer, when, procedure. |
| 379.1340. | Branch captive may be established, when. |
| 379.1342. | Trust fund required for branch captive insurance company. |
| 379.1344. | Certificate for branch captive insurance companies. |
| 379.1346. | Reports and statements of branch captive insurance companies to be |
| | filed with director. |
| 379.1348. | Examination of branch captive insurance companies, limitations. |
| 379.1350. | Applicability of tax to branch companies. |
| 379.1353. | Definitions. |
| 379.1356. | Inapplicability of insurance laws. |
| 379.1359. | License application--requirements for transaction of |
| | business--licensure requirements--issuance of license, fee. |
| 379.1361. | Plan of operation to be filed, contents. |
| 379.1364. | License fee, amount. |
| 379.1367. | Approval of application, findings by director. |
| 379.1370. | Corporate status of company. |
| 379.1373. | Limitation on activities and name--number of incorporators required. |
| 379.1376. | Contract requirements. |
| 379.1379. | Swap agreements permitted. |
| 379.1382. | Issuance of securities--approved activities by director. |
| 379.1385. | Management of assets. |
| 379.1388. | Recognition of admitted assets--value of assets. |
| 379.1391. | Prohibited acts. |
| 379.1394. | Dividend-payments, limitations. |
| 379.1397. | Changes in plan of operation, directors approval required. |
| 379.1400. | Affiliated agreements to be filed with director. |
| 379.1403. | Audited financial report required, requirements. |
| 379.1406. | Examination required, when, procedure. |
| 379.1409. | Record-keeping requirements. |
| 379.1412. | Premium tax required, amount, procedure. |
| 379.1415. | Confidentiality of records, exceptions. |
| 379.1418. | Grounds for liquidation--granting of relief, management of assets. |
| 379.1421. | Rulemaking authority. |
Missouri General Assembly