Missouri Revised Statutes

Chapter 385
Credit Insurance and Service Contracts

(View Entire Chapter)

August 28, 2013
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Sections:
385.010. Purpose clause.
385.015. Scope of law.
385.020. Definitions.
385.025. Credit life and accident insurance, form in which it shall be issued.
385.030. Amount of insurance permitted--payments, amount of, limited.
385.035. Term of policy, prepayment of debt, effect of.
385.040. Policy or group certificate, contents of, delivery required--policy
or certificate not delivered, effect of.
385.045. Filings required to be made with director--disapproval by director,
effect of--rules, procedure.
385.050. Revision of premium schedules, procedure for--refunds paid,
when--limit on charge for credit life.
385.055. Who may issue credit life insurance.
385.060. Reporting and settlement of claims--who may adjust claims.
385.065. Debtor to be informed of his option to use existing policies of
insurance as security--policy may be obtained from any licensed
insurer.
385.070. Rates presumed reasonable, when--criteria to be met--policy may be
cancelled, when--compensation to creditor for sale of coverage,
maximum allowed.
385.075. Regulatory powers of director.
385.080. Credit life, accident and health insurance must be placed directly in
companies holding a certificate of authority to do business in this
state.
385.200. Definitions.
385.202. Issuance of contracts, criteria--registration required--duties of
providers--exemption from state licensure.
385.204. Reimbursement insurance policies, requirements.
385.205. Delivery within commercially feasible time period--copy of contract to
be delivered to consumer, when--violation, penalty.
385.206. Sale of contracts, prohibited acts--dealers not to be used as fronting
companies--required contract contents--violations, penalty.
385.207. Business entity producer and individual producer licenses
required--application requirements--issuance, renewal--rulemaking
authority.
385.208. Deceptive practices.
385.209. Licensure sanctioning, when--notification by director, when--producer
to notify director, when.
385.210. Record-keeping requirements.
385.211. Register of business entity producers to be maintained--inspection of
list--updating of registry, when.
385.212. Termination, notice required.
385.214. Providers considered agents of insurer, when--indemnification and
subrogation.
385.216. Investigations, administrative orders.
385.218. Rulemaking authority.
385.220. Inapplicability.
385.300. Definitions.
385.302. Registration required, fee--administrator authorized--provider
requirements.
385.304. Reimbursement insurance policy requirements.
385.306. Contract requirements, contents.
385.308. Deceptive practices.
385.310. Record-keeping requirements.
385.312. Termination, notice required.
385.314. Providers considered agents of insurer, when--indemnification and
subrogation.
385.316. Investigations, administrative orders.
385.318. Rulemaking authority.
385.320. Inapplicability.
385.321. Effective date for certain sections.
385.400. Citation of law.
385.403. Definitions.
385.406. Applicability, exceptions.
385.409. Registration required--records, content--fee--notice for failure to
register.
385.412. Vehicle protection products, no offer for sale unless warrantor
ensures adequate performance.
385.415. Warranty reimbursement insurance policy requirements.
385.418. Warranty requirements.
385.421. Warranty to contain cancellation terms and conditions--written notice
of cancellation required.
385.424. Prohibited use of names and terms.
385.427. Record-keeping requirements.
385.430. Enforcement authority--administrative orders permitted.
385.433. Rulemaking authority.
385.436. Admissibility of failure to comply evidence.

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