Missouri Revised Statutes

Chapter 367
Pawnbrokers and Small Loans

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Rsmo Number Section Description
Chapter Cross Reference
Interest generally, Chap. 408
Taxation of credit institutions, 148.120 to 148.230
Uniform interest rates, Const. Art. III § 44
Unsecured loans less than five hundred dollars, registration of lenders, when, 408.500
   
PAWNBROKER LOANS
367.011. Definitions.
367.021. Secured personal credit loans--who may make--interest rate.
367.031. Receipt for pledged property--contents--definitions--third-party charge for database--access to database information, limitations--error in data, procedure--loss of pawn ticket, effect.
367.040. Loans due, when--return of collateral, when--restrictions.
367.043. License required--qualifications--oath--bond--accounting--location within one-half mile of excursion gambling boat or facility, prohibited, when.
367.044. Definitions--pledged goods for money, pawnbroker entitled only to goods pledged, exception, misappropriated goods--procedure to recover.
367.045. Customer failure to repay pawnbroker when notified that goods pledged or sold were misappropriated, penalty.
367.046. Procedure to reclaim purchase price of misappropriated goods.
367.047. Hold order in effect, pawnbroker may release property to peace officer, not waiver of property rights--sale of property under hold order prohibited.
367.048. Criminal charges filed and disposition of case, notice to pawnbroker, duty of prosecutor or circuit attorney--release of hold order, procedure.
367.049. No criminal or civil liability for pawnbroker exercising due care and good faith.
367.050. Violation, penalties.
367.051. Jurisdiction of state courts for all civil actions--nonresident to appoint secretary of state as agent for service.
367.052. Leased property, rental or installment contracts not misappropriated unless marked--defacing marks, effect--claimant may recover--pawnbroker not liable.
367.053. Titles, licenses and permits for pledged goods to remain in effect, void when--ownership passing to pawnbroker, right to retitle or relicense.
367.055. Inspection of property, search warrant required--hold order, probable cause, contents, expiration--confidentiality.
367.060. Sections 367.011 to 367.060 not to repeal or amend small loan laws.
   
SMALL LOANS
367.100. Definitions.
367.110. Certificate of registration required, when.
367.120. Certificate of registration--application for.
367.130. Bond--amount--conditions--additional bond, when.
367.140. Annual registration--fee, amount--certificates, issuance, display.
367.150. Annual report--contents.
367.160. Examination of lenders--authority of director--lender to pay costs, when.
367.170. Regulations--authority of director--insurance--premiums deemed not to be charges.
367.180. Lender to keep records.
367.185. Loan solicitation, disclosures.
367.190. Certificates of registration--suspension, revocation, when--hearing--review.
367.200. Violations--penalty.
367.205. Annual audit by certified public accountant required.
367.210. Audit report to director of finance, when.
367.215. Failure to file audit report, effect of--surety bond posted, when.
   
LOAN BROKERS
367.300. Definitions.
367.305. Advance fee prohibited, penalty.
367.307. Principal liable.
367.310. Violations deemed unlawful practice, penalty--attorney general, powers--penalties not exclusive--other rights not affected.
   
TITLE LOANS
367.500. Definitions.
367.503. Allows division of finance to regulate lending on titled property.
367.506. Licensure of title lenders, penalty.
367.509. Qualifications of applicants, fee, license issued, when.
367.512. Title loan requirements--liability of borrower.
367.515. Interest and fees.
367.518. Title loan agreements, contents, form.
367.521. Redemption of certificate of title--expiration or default, lender may proceed against collateral.
367.524. Records of loan agreements.
367.525. Notice to borrower prior to acceptance of title loan application.
367.527. Limitations of title lenders.
367.530. Safekeeping of certificates of title--liability insurance maintained, when--liability of title lender.
367.531. Applicability to certain transactions.
367.532. Violations, penalties.
367.533. Pawn or pawnbroker title prohibited.

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