376.620. 1. Any life insurance or certificate issued or delivered in this state may exclude or restrict liability of death as the result of suicide in the event the insured, while sane or insane, dies as a result of suicide within one year from the date of the issue of the policy or certificate. Any such exclusion or restriction shall be clearly stated in the policy or certificate.
2. Any life insurance policy or certificate which contains any exclusion or restriction under subsection 1 of this section shall also provide that in the event the insured dies as a result of suicide within one year from the date of issue of the policy that the insurer shall promptly refund all premiums paid for coverage on such insured.
(RSMo 1939 § 5851, A.L. 2007 S.B. 66)Prior revisions: 1929 § 5740; 1919 § 6150; 1909 § 6945
Missouri General Assembly